Fighting for clients denied long-term disability and CPP benefits in Brampton. No fee unless we win your appeal.
Book a free consultationInsurance companies deny valid disability claims every day. When you can’t work due to illness or injury, you need a legal team that knows how to fight insurer tactics and win benefits back. Our Brampton disability lawyers have recovered millions for clients whose claims were wrongfully denied.
You pay nothing unless we win your case. Free consultations and no upfront costs.
We know every major insurer’s denial tactics and how to beat them. Manulife, Sun Life, Canada Life, Great-West — we’ve faced them all.
We work with medical experts to build claims backed by objective evidence. No "subjective pain" dismissals.
Every client works directly with a lawyer, not a call center. You get answers when you need them.
If your disability claim has been denied, delayed, or terminated, we can help you fight back.
Insurance company denied or cut off your LTD benefits? We handle appeals, litigation, and settlement negotiations.
Short-term disability denial can be just as devastating. We represent clients fighting for STD benefits.
Canada Pension Plan Disability benefits are available for severe and prolonged disabilities. We handle appeals at every level.
Workplace Safety and Insurance Board claims for work-related injuries and illnesses.
When insurers act in bad faith — delay, deny, defend — we fight for additional damages.
Depression, anxiety, and PTSD claims are among the most disputed. We know how to build strong mental health claims.
If your disability claim has been denied, your first instinct may be to give up and try to go back to work. Don’t. Denial letters are often the start of a negotiation, not the end. Insurance companies count on people giving up.
We review your denial letter, medical records, and policy language to identify every ground for appeal. Then we build the case: gathering medical opinions, assembling evidence, and drafting a response that cites every policy provision the insurer got wrong.
Most disability claims settle out of court once we’re involved. Insurers know that if the case goes to trial, they face additional punitive damages. We use that leverage to get you a fair recovery without unnecessary delay.
Insurers commonly deny claims for reasons like insufficient medical evidence, failure to follow treatment, claiming the disability is "subjective," or strict definitions of "own occupation" vs "any occupation." We review your denial letter to identify which reason applies and how to overcome it.
Each policy has specific appeal deadlines, often 90 days to 2 years depending on the insurer. Call us as soon as you receive a denial letter — we’ll review your policy and protect your deadlines.
No. We work on contingency — no fees unless we recover benefits or a settlement for you. Consultations are always free.
LTD comes from your employer’s group insurance policy. CPP Disability is a federal government benefit. You can often apply for both simultaneously, and LTD insurers usually require you to apply for CPP.
Sometimes, depending on your policy. Many LTD policies allow "own occupation" partial return to work with partial benefits. We review your policy to make sure you don’t jeopardize your benefits.