Real Estate

Mortgage Refinancing

Fast, flat-fee refinancing for Ontario homeowners. Direct lender coordination and transparent pricing.

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Refinancing Your Mortgage in Ontario

Whether you’re refinancing to take advantage of lower interest rates, consolidate debt, or access your home’s equity, the legal side doesn’t have to be stressful. Our real estate team handles refinances regularly and can typically complete the legal work within 2–3 weeks of receiving instructions from your lender.

We coordinate directly with your lender to prepare closing documents, arrange title insurance, and register the new mortgage. Our fees are flat and transparent — you’ll know the full cost upfront with no surprises at closing.

Most refinances don’t require you to come into the office. We can handle signings remotely when possible and are always available by phone or email during the process.

Why Choose Us for Your Refinance

Flat fees, fast turnaround, and experienced real estate lawyers.

Flat-Fee Pricing

Clear, transparent pricing. You know the full legal cost before you commit.

Fast Closings

We handle title searches, document prep, and closings efficiently so your deal stays on schedule.

25+ Years of Experience

Thousands of successful residential and commercial real estate transactions across Ontario.

Direct Lawyer Access

You work directly with a lawyer, not a junior assistant. Clear answers when you need them.

Frequently Asked Questions

How long does a mortgage refinance take?

Typically 2–3 weeks from receiving instructions, depending on lender timelines. We move as fast as the lender allows.

What are the legal costs for a refinance?

We charge flat fees for refinances. Contact us for a current fee schedule — pricing is transparent with no hidden charges.

Do I need new title insurance for a refinance?

Yes, typically a new title insurance policy is arranged for the refinance to protect both you and the new lender.

Ready to discuss your case?

Book a free, no-obligation consultation today.

Book free consultation